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Live like a student.
No, you don’t have to survive on a diet of ramen and frozen burritos in order to get ahead, but you can take a lesson from struggling students everywhere and learn to live with less. If you are just starting out in the workforce, try living on half your paycheck. Since you're probably already used to living off very little, half your paycheck should be enough to get by. Meanwhile, you'll pad a robust savings account with the equivalent of a full paycheck each month.
For those who aren't fresh out of college and have large expenses like a mortgage or child care, try saving a penny of each dollar you make; then, step it up another penny every six months. In five years, you'll be saving 10 percent of every dollar you make; in 10 years, you'll be saving 20 percent
added by Anonymous 1252 days ago 0 0