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HOW TO LIVE ON LESS
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Living on less requires careful planning. Jesus emphasized the need for this. He asked:"Who of you that wants to build a tower does not first sit down and calculate the expenses, to see if he has enough to complete it?"(Luke 14:28-29) Applying that principle, you can"calculate the expenses" of living within your means if you create a budget. How does it work? Try this: when you bring home your earnings,designate specific amounts to be put in separate categories to care for present or future expenses. When you expenses are organized, you can see where your money is going and how much is being spent on nonessentials. That,in turn, will help you to determine where you can cut back.

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